New Year Money Reset Pack

Instant digital download: a fillable 7-page PDF (US Letter) plus an Excel workbook (also opens in Google Sheets and LibreOffice). Choose the English or Spanish version at checkout.

Includes a monthly budget, a 52-week savings challenge, sinking-fund trackers, a no-spend month page, and a money habit tracker. The spreadsheet has formulas and a planned-versus-actual budget chart; sample figures in the file are examples only. The pack is undated. Open the PDF in Adobe Acrobat Reader to type in the fields. For personal use. This is an organization tool only — not financial advice.

The Spanish version is Pack de Reinicio Financiero de Año Nuevo.